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December 13, 2008

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Sennuwy (an ancient Egyptian name)

Yes, it is crazy--and that's what it is: excluded for life. I don't know about the British health agreement with Malta, bit it doesn't matter for me because I'm not a member of the EU. That's the problem. But at least, as I said, the health care is cheaper here in Malta than in the US. This was my only alternative. Thanks for your concern, Dee!

Dee Owen

That is crazy! Does that mean anything you've seen a Doc. for in the 5 years is excluded for life, or just some period of time? Here you have a two year wait for any pr-existing condition, then are covered from ther on. Do you know anything about the British health agreement with Malta?

Sennuwy (an ancient Egyptian name)

The big problem here with the health insurance, Dee, is that it excludes every single condition you ever went to the doctor for in the past five years, according to the application. For example, because my total cholesterol is a little high (my good HDL is very high, too, Atlas insurance excluded anything dealing with heart disease or stroke--ever. That's crazy, but that's the situation. It's not great here, but at least there is some coverage. And as I said, the costs of going to the doctor are a lot less here.

Dee Owen

Thats good to hear Ilene. Couldn't afford insurance in the States!

Sennuwy (an ancient Egyptian name)

Hi Dee, Thanks for your comment. And, yes, what you say is true. But there have been Americans who say they've faced the same problem in Malta! The one good thing is that the health care in Malta seems to be good, but less expensive than in the US. It's not as out of control.

Dee Owen

And if you don't have medical insurance in USA, they ask "how are you going to pay - cash or credit card?" or grab your credit card as they're wheeling off to 'who know's where'! Home visits and cell phone numbers! Another great reason to move to Malta! Dee

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